Action Capital Corporation is the expert on working capital financing for small and medium sized businesses.

Action Capital Corporation is one of the nation's largest and oldest independent receivable finance companies. Since our founding in 1959, we have become a leading source of receivable financing for small and medium sized U.S. businesses, and we have assisted thousands of companies over our 40+ year history. As an enterpreneurial, non-regulated financial institution, Action is more aggressive than banks and most other commercial finance companies. We offer:

Flexible Financing
  • Accounts Receivable Line of Credit up to $3,000,000
  • Factoring from $50,000 per month up to $2,000,000 per month
  • Aggressive Advance Rates up to 90%
  • Competitive Interest Rates and Fees
  • Same Day Funding via Wire Transfer or ACH
  • Free Lockbox Service with Same-Day Credit for all Payments
  • Dependable Web-Based Account Access
  • EFT and EDI Capable

  • Predictable Cash Flow
  • Easy Application Process
  • Quick Decisions within 2 days
  • No Locking Contracts, Application Fees or Exit Fees
  • Specialist in Government Receivables Financing
  • Advances Available on Earned but Unbilled Receivables

  • Action specializes in providing receivable financing to US-based companies that have trade receivables due from federal, state, local government agencies or large, creditworthy businesses. Industries we finance include manufacturers, distributors, and service companies of all descriptions. Over the years, we have successfully worked with many companies that could not obtain sufficient financing from other lenders because of "problem" situations such as high financial leverage, rapid growth, customer concentrations, temporary earnings setbacks, lack of "hard" collateral or even tax liens. Typically, our clients are manufacturers, distributors or service companies of all descriptions that have high-quality receivables and that have financing needs which cannot be fully met by banks or other "traditional" lenders.

    While we are able to provide financing to most businesses, we do not finance construction receivables, medical receivables/claims, consumer receivables or receivables that are billed based on "percentage-of-completion" or "progress billings". We do require personal guarantees and we expect that the guarantors will have had good personal credit histories. We can usually respond with a comprehensive proposal within 2 days after an application is received. We work with firms that have monthly revenues of at least $50,000 (minimum) and can offer credit facilities of up to $3,000,000.

    We can also work with companies that wish to supplement existing bank lines by providing financing on a portion their receivables, leaving the balance of receivables to secure existing bank debt. We do not require long-term, lock-in contracts, we never charge pre-payment penalties, we never charge annual fees and we do not charge application fees.

    We offer free lockbox services to speed cash turnover and give immediate credit for all payments. We immediately fund approved invoices via electonic funds transfer. Information regarding paid and unpaid invoices is available anytime, anywhere via a password-protected, web-based system that is updated daily.

    Interest rates, fees and advance rates are established upfront based on your needs and application.

    Decades of Experience Working for YOU!

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